Pension Fund for Ministerial Officers and Judicial Companies: Complete Pension Guide 2026

Last updated: January 2026
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CAVOM Pension

Discover how the Pension Fund for Ministerial Officers and Judicial Companies works, a special / autonomous scheme scheme managed by CAVOM. Contribution rates, calculation rules and eligible professions.

Key Figures

Scheme type

Special / autonomous scheme

Legal retirement age

64 years

Average pension

€1,800/month

Total

22.23%

Overview

The pension scheme for bailiffs, auctioneers, commercial court clerks.

Managing organization

CAVOM

Year founded

1949

Calculation method

Points-based system

Full pension age

67 years

Full pension quarters

172

Contribution Rates

TypeRateCeilingDescription
Self-employed8.23%1 PASSBase scheme contribution
Self-employed14%Supplementary scheme contribution
TotalSelf-employed: 22.23%

PASS 2024: 46 368 € (3 864 €/month)

Rules and Benefits

Advantages

Regulated profession

Regulated access to profession guaranteeing stable income.

Protected acquired rights

Acquired rights are strongly protected by the scheme.

Eligible Professions

Justice commissioners (ex-bailiffs), auctioneers, commercial court clerks.

Calculation Example

Example scenario

Gross salary: 3 500 € | Career duration: 42 years

CAVOM

Estimated pension1 913 €/month
Total contributed491 980 €

With capitalization

Estimated pension7 387 €/month
Monthly gain+5 473 €

FAQ

What is CAVOM?
Pension Fund for Ministerial Officers and Judicial Companies is a special / autonomous scheme managed by CAVOM. The pension scheme for bailiffs, auctioneers, commercial court clerks.
What is the CAVOM contribution rate?
CAVOM contributions are: 8.23% (base scheme contribution), 14% (supplementary scheme contribution). The total rate is approximately 22.23%.
At what age can you retire with CAVOM?
The legal retirement age is 64. For a full pension without penalty, the age is 67 or 172 quarters contributed.
What is the average CAVOM pension?
The average pension paid by CAVOM is approximately €1,800 per month. This amount varies based on contribution duration and income.
Which professions contribute to CAVOM?
Justice commissioners (ex-bailiffs), auctioneers, commercial court clerks. Among eligible professions: Bailiff.

Related Schemes

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Sources and Methodology

Data based on official 2024/2025 rates from CAVOM. The calculation example uses URSSAF rates and a 6% yield (inflation-adjusted). Actual amounts may vary based on your personal situation.

Learn more about our methodology →