National Retirement Fund for Local Authority Employees: Complete Pension Guide 2026

Last updated: January 2026
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Local Civil Service Pension

Discover how the National Retirement Fund for Local Authority Employees works, a special / autonomous scheme scheme managed by Caisse des Dépôts - CNRACL. Contribution rates, calculation rules and eligible professions.

Key Figures

Scheme type

Special / autonomous scheme

Legal retirement age

64 years

Average pension

€1,420/month

Total

42.75%

Overview

The pension scheme for employees of local authorities (municipalities, departments, regions).

Managing organization

Caisse des Dépôts - CNRACL

Year founded

1945

Calculation method

Quarter-based system

Full pension age

67 years

Full pension quarters

172

Contribution Rates

TypeRateCeilingDescription
Employee11.1%Pension deduction (gross indexed salary)
Employer31.65%Local authority employer contribution
TotalEmployee: 11.10%Employer: 31.65%

PASS 2024: 46 368 € (3 864 €/month)

Rules and Benefits

Advantages

Last 6 months calculation

Pension is calculated on the indexed salary of the last 6 months.

Active category

Early retirement for firefighters, municipal police, etc.

Other rules

Bonus integration (RAFP)

Bonuses are partially integrated via the RAFP additional scheme.

Eligible Professions

Tenured employees of local authorities and hospital establishments.

Calculation Example

Example scenario

Gross salary: 3 500 € | Career duration: 42 years

Local Civil Service

Estimated pension1 913 €/month
Total contributed491 980 €

With capitalization

Estimated pension7 387 €/month
Monthly gain+5 473 €

FAQ

What is Local Civil Service?
National Retirement Fund for Local Authority Employees is a special / autonomous scheme managed by Caisse des Dépôts - CNRACL. The pension scheme for employees of local authorities (municipalities, departments, regions).
What is the Local Civil Service contribution rate?
Local Civil Service contributions are: 11.1% (pension deduction (gross indexed salary)), 31.65% (local authority employer contribution). The total rate is approximately 42.75%.
At what age can you retire with Local Civil Service?
The legal retirement age is 64. For a full pension without penalty, the age is 67 or 172 quarters contributed.
What is the average Local Civil Service pension?
The average pension paid by Local Civil Service is approximately €1,420 per month. This amount varies based on contribution duration and income.
Which professions contribute to Local Civil Service?
Tenured employees of local authorities and hospital establishments. Among eligible professions: Firefighter, Civil Servant, Social Worker.

Related Schemes

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Sources and Methodology

Data based on official 2024/2025 rates from Caisse des Dépôts - CNRACL. The calculation example uses URSSAF rates and a 6% yield (inflation-adjusted). Actual amounts may vary based on your personal situation.

Learn more about our methodology →