State Civil and Military Pension Scheme: Complete Pension Guide 2026

Last updated: January 2026
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State Civil Service Pension

Discover how the State Civil and Military Pension Scheme works, a special / autonomous scheme scheme managed by Service des Retraites de l'État (SRE). Contribution rates, calculation rules and eligible professions.

Key Figures

Scheme type

Special / autonomous scheme

Legal retirement age

64 years

Average pension

€1,780/month

Total

85.38%

Overview

The pension scheme for state civil servants, magistrates and military personnel. Based on final indexed salary.

Managing organization

Service des Retraites de l'État (SRE)

Year founded

1853

Calculation method

Quarter-based system

Full pension age

67 years

Full pension quarters

172

Contribution Rates

TypeRateCeilingDescription
Employee11.1%Civil pension deduction (gross indexed salary)
Employer74.28%State employer contribution (average rate)
TotalEmployee: 11.10%Employer: 74.28%

PASS 2024: 46 368 € (3 864 €/month)

Rules and Benefits

Advantages

Last 6 months calculation

Pension is calculated on the indexed salary of the last 6 months.

Child bonus

Pension increase of 10% from 3 children.

Active category

Early retirement possible for dangerous jobs (police, customs, etc.).

Guaranteed minimum

Guaranteed minimum pension after 40 years of service.

Eligible Professions

Calculation Example

Example scenario

Gross salary: 3 500 € | Career duration: 42 years

State Civil Service

Estimated pension1 913 €/month
Total contributed491 980 €

With capitalization

Estimated pension7 387 €/month
Monthly gain+5 473 €

FAQ

What is State Civil Service?
State Civil and Military Pension Scheme is a special / autonomous scheme managed by Service des Retraites de l'État (SRE). The pension scheme for state civil servants, magistrates and military personnel. Based on final indexed salary.
What is the State Civil Service contribution rate?
State Civil Service contributions are: 11.1% (civil pension deduction (gross indexed salary)), 74.28% (state employer contribution (average rate)). The total rate is approximately 85.38%.
At what age can you retire with State Civil Service?
The legal retirement age is 64. For a full pension without penalty, the age is 67 or 172 quarters contributed.
What is the average State Civil Service pension?
The average pension paid by State Civil Service is approximately €1,780 per month. This amount varies based on contribution duration and income.
Which professions contribute to State Civil Service?
Tenured state civil servants, magistrates, military personnel. Among eligible professions: Teacher, Primary School Teacher, University Professor, School Principal, and others.

Related Schemes

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Sources and Methodology

Data based on official 2024/2025 rates from Service des Retraites de l'État (SRE). The calculation example uses URSSAF rates and a 6% yield (inflation-adjusted). Actual amounts may vary based on your personal situation.

Learn more about our methodology →