Hospital Staff Pension Scheme (CNRACL): Complete Pension Guide 2026

Last updated: January 2026
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Hospital Civil Service Pension

Discover how the Hospital Staff Pension Scheme (CNRACL) works, a special / autonomous scheme scheme managed by Caisse des Dépôts - CNRACL. Contribution rates, calculation rules and eligible professions.

Key Figures

Scheme type

Special / autonomous scheme

Legal retirement age

64 years

Average pension

€1,380/month

Total

42.75%

Overview

The pension scheme for tenured hospital staff in public health establishments.

Managing organization

Caisse des Dépôts - CNRACL

Year founded

1945

Calculation method

Quarter-based system

Full pension age

67 years

Full pension quarters

172

Contribution Rates

TypeRateCeilingDescription
Employee11.1%Pension deduction (gross indexed salary)
Employer31.65%Institution employer contribution
TotalEmployee: 11.10%Employer: 31.65%

PASS 2024: 46 368 € (3 864 €/month)

Rules and Benefits

Advantages

Active category (healthcare workers)

Early retirement at 57 for nurses, nursing assistants in active service.

Hardship recognition

Bonuses for night work and difficult conditions.

Other rules

IRCANTEC for non-tenured staff

Contract workers fall under IRCANTEC and the general scheme.

Eligible Professions

Tenured staff of public hospitals, public nursing homes, public medico-social establishments.

Calculation Example

Example scenario

Gross salary: 3 500 € | Career duration: 42 years

Hospital Civil Service

Estimated pension1 913 €/month
Total contributed491 980 €

With capitalization

Estimated pension7 387 €/month
Monthly gain+5 473 €

FAQ

What is Hospital Civil Service?
Hospital Staff Pension Scheme (CNRACL) is a special / autonomous scheme managed by Caisse des Dépôts - CNRACL. The pension scheme for tenured hospital staff in public health establishments.
What is the Hospital Civil Service contribution rate?
Hospital Civil Service contributions are: 11.1% (pension deduction (gross indexed salary)), 31.65% (institution employer contribution). The total rate is approximately 42.75%.
At what age can you retire with Hospital Civil Service?
The legal retirement age is 64. For a full pension without penalty, the age is 67 or 172 quarters contributed.
What is the average Hospital Civil Service pension?
The average pension paid by Hospital Civil Service is approximately €1,380 per month. This amount varies based on contribution duration and income.
Which professions contribute to Hospital Civil Service?
Tenured staff of public hospitals, public nursing homes, public medico-social establishments. Among eligible professions: Nurse, Nursing Assistant, Midwife, Radiologic Technologist.

Related Schemes

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Sources and Methodology

Data based on official 2024/2025 rates from Caisse des Dépôts - CNRACL. The calculation example uses URSSAF rates and a 6% yield (inflation-adjusted). Actual amounts may vary based on your personal situation.

Learn more about our methodology →