Discover how the Autonomous Pension and Welfare Fund for Veterinarians works, a special / autonomous scheme scheme managed by CARPV. Contribution rates, calculation rules and eligible professions.
Scheme type
Special / autonomous scheme
Legal retirement age
64 years
Average pension
€1,200/month
Total
20.73%
The pension scheme for self-employed veterinarians.
Managing organization
CARPV
Year founded
1952
Calculation method
Points-based system
Full pension age
67 years
Full pension quarters
172
| Type | Rate | Ceiling | Description |
|---|---|---|---|
| Self-employed | 8.23% | 1 PASS | Base scheme contribution |
| Self-employed | 12.5% | — | Supplementary scheme contribution (flat + proportional) |
| Total | Self-employed: 20.73% | ||
PASS 2024: 46 368 € (3 864 €/month)
Welfare included
Disability-death coverage included in the scheme.
Mixed contribution
Flat rate part + part proportional to income.
Self-employed veterinarians registered with the Order.
Gross salary: 3 500 € | Career duration: 42 years
Calculate your personalized pension under CARPV with your salary and actual situation.
Start my simulation →Data based on official 2024/2025 rates from CARPV. The calculation example uses URSSAF rates and a 6% yield (inflation-adjusted). Actual amounts may vary based on your personal situation.
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