Discover how the Autonomous Pension Fund for Dental Surgeons and Midwives works, a special / autonomous scheme scheme managed by CARCDSF. Contribution rates, calculation rules and eligible professions.
Scheme type
Special / autonomous scheme
Legal retirement age
64 years
Average pension
€2,400/month
Total
18.88%
The pension scheme for self-employed dental surgeons and midwives.
Managing organization
CARCDSF
Year founded
1948
Calculation method
Points-based system
Full pension age
67 years
Full pension quarters
172
| Type | Rate | Ceiling | Description |
|---|---|---|---|
| Self-employed | 8.23% | 1 PASS | Base scheme contribution |
| Self-employed | 10.65% | 5 PASS | Supplementary scheme contribution |
| Total | Self-employed: 18.88% | ||
PASS 2024: 46 368 € (3 864 €/month)
Dental surgeons ASV
Additional scheme for conventional practitioners, partly funded by Health Insurance.
Deferred Retirement Benefit
Optional supplementary capitalization scheme.
Self-employed dental surgeons and midwives.
Gross salary: 3 500 € | Career duration: 42 years
Calculate your personalized pension under CARCDSF with your salary and actual situation.
Start my simulation →Data based on official 2024/2025 rates from CARCDSF. The calculation example uses URSSAF rates and a 6% yield (inflation-adjusted). Actual amounts may vary based on your personal situation.
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