Simulate My Pension

2025 Data

Engineer Pension: 2026 Simulation

Last updated: January 2026
⚙️

Retirement simulation: Engineer

Are you a Engineer? With a typical salary of €5 000 € gross/month, discover how much you lose with the French pay-as-you-go pension system.

Profession information

Typical salary

5 000 €

Sector

Engineering

Pension contributions

1 382 €

Share of salary

28%

What you lose

Monthly loss

-3 767 €

vs funded system

Capital not built

1 838 261 €

transferable

Loss over 20 years

904 052 €

in retirement

System comparison

🏛️

Pay-as-you-go (current)

Monthly pension2 361 €
Transferable capital0 €
Replacement rate5194%
📈

Funded system

Monthly annuity6 128 €
Transferable capital1 838 261 €
Gain vs pay-as-you-go+3 767 €/mois

Frequently Asked Questions

What pension for a engineer?▼
With a typical salary of 5 000 € gross/month, a engineer can expect a pension of 2 361 €/month with pay-as-you-go, versus 6 128 €/month with a funded system.
How much does a engineer contribute to retirement?▼
At 5 000 € gross, total pension contributions (employee + employer) amount to 1 382 €/month, or 563 781 € over a 34-year career.
What capital could a engineer build?▼
By investing pension contributions at 6%/year, a engineer could build a capital of 1 838 261 €, fully transferable, instead of €0 with pay-as-you-go.

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Our methodology

You get this estimate with the average engineering sector salary, URSSAF 2025 rates (latest published), retirement at 64, and an inflation-adjusted 6% average yield.

Learn more about our methodology →