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2025 Data

Data Scientist Pension: 2026 Simulation

Last updated: January 2026
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Retirement simulation: Data Scientist

Are you a Data Scientist? With a typical salary of €5 500 € gross/month, discover how much you lose with the French pay-as-you-go pension system.

Profession information

Typical salary

5 500 €

Sector

Tech / IT

Pension contributions

1 515 €

Share of salary

28%

What you lose

Monthly loss

-4 259 €

vs funded system

Capital not built

2 015 925 €

transferable

Loss over 20 years

1 022 186 €

in retirement

System comparison

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Pay-as-you-go (current)

Monthly pension2 461 €
Transferable capital0 €
Replacement rate4922%
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Funded system

Monthly annuity6 720 €
Transferable capital2 015 925 €
Gain vs pay-as-you-go+4 259 €/mois

Frequently Asked Questions

What pension for a data scientist?▼
With a typical salary of 5 500 € gross/month, a data scientist can expect a pension of 2 461 €/month with pay-as-you-go, versus 6 720 €/month with a funded system.
How much does a data scientist contribute to retirement?▼
At 5 500 € gross, total pension contributions (employee + employer) amount to 1 515 €/month, or 618 269 € over a 34-year career.
What capital could a data scientist build?▼
By investing pension contributions at 6%/year, a data scientist could build a capital of 2 015 925 €, fully transferable, instead of €0 with pay-as-you-go.

Similar professions

👨‍💻

Developer

4 500 €

👨‍⚕️

Doctor

7 000 €

📋

Project Manager

4 800 €

⚙️

Engineer

5 000 €

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Our methodology

You get this estimate with the average tech / it sector salary, URSSAF 2025 rates (latest published), retirement at 64, and an inflation-adjusted 6% average yield.

Learn more about our methodology →