Discover how the Social Security for the Self-Employed (formerly RSI) works, a base scheme scheme managed by URSSAF / CARSAT. Contribution rates, calculation rules and eligible professions.
Scheme type
Base scheme
Legal retirement age
64 years
Average pension
€750/month
Total
24.75%
The pension scheme for self-employed workers (traders, craftsmen) since 2018.
Managing organization
URSSAF / CARSAT
Year founded
2018
Calculation method
Mixed system
Full pension age
67 years
Full pension quarters
172
| Type | Rate | Ceiling | Description |
|---|---|---|---|
| Self-employed | 17.75% | 1 PASS | Base + supplementary pension contribution (tier 1) |
| Self-employed | 7% | 1-4 PASS | Supplementary pension contribution (tier 2) |
| Total | Self-employed: 24.75% | ||
PASS 2024: 46 368 € (3 864 €/month)
Alignment with general scheme
Since 2018, same rules as general scheme for base pension.
RCI supplementary
Supplementary Scheme for Self-Employed (RCI) based on points.
Quarter validation
Minimum income required to validate quarters (150 hourly minimum wages per quarter).
Craftsmen, traders, independent manufacturers.
Gross salary: 3 500 € | Career duration: 42 years
Calculate your personalized pension under SSI with your salary and actual situation.
Start my simulation →Data based on official 2024/2025 rates from URSSAF / CARSAT. The calculation example uses URSSAF rates and a 6% yield (inflation-adjusted). Actual amounts may vary based on your personal situation.
Learn more about our methodology →